If you’re a proud pet owner you probably feel responsible for your little friend’s well-being and it’s a safe bet that you would never forget your annual trip to the vet to keep your beloved animal fit and healthy. But no one is immune to illness or injury, not even a cat or dog, and that sort of situation can turn out to be very expensive, which is where pet health insurance can come in handy.
Insurance for small animals
Pet insurance products cover the costs of health care for dogs and cats. These days, several companies offer this type of insurance; in addition to being affordable, it provides coverage as complete as health insurance for humans.
Varied coverage
In fact, our little four-legged friends can benefit from a variety of insurance plans: preventive health care (annual exam, vaccinations, heart worm testing, urinalysis, etc.), emergency consultations, x-rays, hospitalization, surgery, dental care and more. In some cases, behavioural therapy, acupuncture and massage therapy are also part of these plans.
Four reasons to buy insurance for your pet
1. The first year of life is expensive
During the first 12 months of its life, a kitten or a puppy has to be taken to the vet several times for various vaccines. Responsible pet owners should also think about spaying or neutering. Likewise, a hereditary disease or congenital malformation can often become apparent during the first year of life.
2. Accidents happen quickly
An inquisitive cat or a dog that’s a bit too daring and presto! It doesn’t take much more to end up with an animal with a broken leg. You can expect a hefty price tag if you don’t have a pet insurance product.
3. Your pet deserves the best care
Thanks to health insurance coverage, you can provide the best possible care for your sick or injured animal without worrying about your wallet.
4. Quality of life has no price tag
Is your pet beginning to show its age? That’s an even better reason to consider purchasing insurance. As it ages, your dog or cat becomes more susceptible to disease. You’ll rest easy if you can give your pet a good quality of life thanks to a veterinarian’s care.
Prevention is the best plan
According to the Canadian Veterinary Medical Association (CVMA), 80 per cent of dogs and cats develop dental disease during their lifetime. And that's not to mention all the other risks of illness or injury that can seriously jeopardize your finances. Think about it; pet insurance products are the best solution to prevent the worst, and to keep your beloved pet fit and healthy.
