One thing that was very obvious, there was always someone out there professing to help people who have collection issues. Be it a lawyer/paralegal, trustee or credit counseling company, or debt negotiator claiming to know the way.Only problem was you could see some customers/debt-holders where going down a road that would be potentially worse than being in collections. You have to understand, being in collections is possibly a short lived thing that could benefit you if handled correctly. Some of the programs and gimmicks offered even by lawyers have seriously dangerous outcomes when talking about your future credit status. That's correct, some times the people and company that profess to represent and help people in collection are more dangerous than the collection agency. more... See more text